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If you have an accident and it was your fault you can claim the cost of repairing your car and any other damage you may cause to a third party.It's free to talk to them but they're paid via commission.If you know of any others, tell us so we can add them to this list of shame.For more details, read How This Site Is Financed.If you're a high-risk driver and you add someone who is a much lower risk as a 2nd (and/or 3rd) driver, they can bring down the average risk and you may get a cheaper policy.You may be able to drive other people's cars, although this is likely to only be up to the level of third-party coverage.If so, there is a good chance it could be the company for you.The Co-op voucher will be posted within 75 days of your policy start date note too that the deal's for new customers only (where you have not had a Co-op car insurance policy on the same vehicle within the last 12 months).Full info How do they judge you?Surprisingly, a high coverage/high dollar policy can become affordable after deducting all possible discounts, adding all available incentives, and taking advantage of any promotions offered.If you have an accident and damage someone else's car but decide to cover the costs yourself, strictly speaking you should still tell your insurer about.Third party, fire and theft is an extension of third-party only insurance but also protects your vehicle if it is stolen, or if it catches fire.Where possible, try to reduce your mileage.This is about trial and error, not logic.

List of 18 insurers and cancellation fees The following are just some of the cancellation fees charged by insurers if you cancel cover outside the 14-day 'cooling-off period' and if you've not made any claims during the current year.Step 3: Hot deals comparisons miss While comparison sites offer a large chunk of the deals available on the market, others are only available directly from insurers or brokers.Andy In November my insurance was 1,200.In addition, when they do service the claim you file, will they treat you as a valued customer, or an expense that needs to be settled?As well as understanding an excess, knowing the difference between the three main types of car insurance is a must:.They let you get a" two months before your existing insurer's renewal is due, and keep that price, beating any possible future premium increases.Use this MSE Blagged link to buy a car insurance policy.59pm on Monday 1 January and receive a 60 M S voucher.Avoid buying these if you don't need them and, if you do, always check out the cost of the cover individually first.Compare"s from Top Companies and Save.Just a few clicks and you will have side-by-side comparison information ready for you to evaluate.